The Promotion and Regulation of Online Gaming Act defines these operations as “online money games”. Landers of the All India Gaming Federation said that there have been instances where betting platforms have shut shops after taking money from users. “In such cases, the users do not even approach the police as they are scared of being prosecuted for illegal gambling,” he said. Professor Ranganath Tannir, co-author of the Think Change Forum report said that in 2024 betting apps are projected to earn an average revenue of $292 (around Rs 24,000) from every user. This ensured an overall profitable business for these platforms even if a section of users won. “It does not matter how many users won or lost, the odds are set such that the betting platform will always end up making huge gains, “ he said.

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Also, payment methods widely used in India, like Paytm and UPI, are accepted for making deposits and withdrawals. Parimatch's minimum deposit is set at ₹200, which is one of the lowest minimum deposit limits that can be found among betting sites. It’s worth looking beyond the size of the online betting bonuses or free bet you receive as a generous welcome bonus.

Is Online Betting Legal in India?

For example, 24-year-old student from Delhi, Shweta Pathania, prefers the Pari Match app over others as it requires the user to complete fewer steps while making payments to place a bet. There are several news reports about users, burdened by betting losses, resorting to crime or even killing themselves. The Knight Riders have a large army of fans, with this team playing their home matches at Eden Gardens. Their ground holds a capacity of 68,000, and the home fans enjoyed IPL wins in 2012 and 2014. No garish colours, easy-to-read text and information spread out so that it doesn't crowd the screen. There are many things you need to consider when choosing a new betting site.

How We Review Legal Betting Sites In India

It’s also great if new sports betting sites can show further evidence of how a customer’s details are kept secure. After all, there are always technological advances being made in this department. Legal betting sites in India are carefully reviewed by the team at Bookies.com. We consider a number of different areas when rating a particular bookmaker – it takes a lot for us to anoint them one of the top 10 betting sites in India. It’s always beneficial for a betting site to have industry experience, and it’s also good to see them licensed and regulated in a trusted territory.

This is for your own protection and it’s in line with the regulatory process low deposit betting sites in India must comply with. They are basically promotions that are created for new and existing customers. The new customer offers are the most generous, and we recommend taking advantage of them. A regulated betting site must respect player rights and requests at every stage of the betting process or risk having their license revoked. This means you can trust licensed sites to honour your payouts and deliver fair odds. One of the single most important things you need to look for when picking out a new betting site is licensing.

Quick and Easy Steps to Register on an Online Betting Site

There might alternatively be the option to place an accumulator bet on cricket and football. This involves making a number of selections and combining them together so that the odds are multiplied. You can then select a specific stake and achieve a bigger potential return should all the legs win. You should choose your favourite sport from the menu and then drill down in search of the event or match on which you want to bet. You can then scroll through the various markets and choose the selections that you want to back.

First-time users on the platform can secure a 160% first deposit bonus worth up to ₹16,000 by using the Dafabet bonus code. Dafabet is also renowned for their live betting exchange which is regarded as one of the best in the segment. Here's our expertly curated list featuring the best online betting sites in India, with each bookmaker highlighted on the basis of their standout qualities. For those looking forward to an exciting cricket season, check out our guide to the best IPL betting sites in India for 2026. 888Starz Sports is a fully legal platform that launched in 2020 and holds a Curacao license. It is designed specifically for Indian users with support for INR transactions, Hindi language, and popular local payment methods like UPI, Paytm, and PhonePe.

How India Gambling Law Strengthens Consumer Protection

While younger consumers globally are drinking less, Dasgupta said India’s young cohort are not category rejecters. The penetration of the category is still not as deeply penetrated,” she told businessline, pointing to roughly 30 million consumers crossing the legal drinking age in India every year. The bowler with the most wickets at The Oval in Test matches is Ian Botham of England, who took 52 wickets in 11 matches between 1978 and 1991. He delivered 2,615 balls (435.5 overs), claimed 5 five-wicket hauls, and recorded best innings figures of 6/125.

Are foreign licensed sites safe to use?

Some punters even sign up for almost every legal bookie available to take advantage of these fantastic free bet offers. UPI, Paytm and PhonePe are some of the fastest withdrawal methods to use at Indian betting sites, so you will want to know if these are available. The Parimatch app, supported by both Android and iOS operating systems, can be easily downloaded through the links available on the website.

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The site is an established sports betting brand in India, but it is still one of the new betting sites available in some parts of the country. One of the main draws is that Megapari supports over 60 payment options for depositing and withdrawing. It’s all very well having some shiny bonuses available for new customers although it’s also good when the best bookmakers reward existing players on a regular basis.

There might even be a tiered system so that Indian bettors can work your way up the ladder to enjoy extra perks and benefits. It might be the case that you have to stake a real money bet with the safety net of receiving your stake back as a free bet should the selection you back end up losing. Before signing up to a website, we recommend taking into consideration the maximum bonus, deposit rules and stake requirements. We found that 1xBet offers the best overall bonus, which is exclusive to our Goal readers. Regardless if you are looking to place your first bets before a big event or to find a new site for betting, it’s important to set rules and keep a limit. Here at The Sporting News, we take our responsibility to you the reader very seriously.

In this section, we explain the different type of offers available at betting sites. If you search for your favourite betting site on your phone browser, you'll find that they're adapted to work better on the smaller touch screen. This allows you to access your betting account from wherever you are as long as you're receiving a signal, so you can make new bets and keep tabs on existing ones with the utmost convenience. Cricket is India's favourite sport, so you know that any Indian betting site is going to offer a wide range of Indian betting options.

Just be sure to use your real info and keep your KYC docs handy most sites require quick ID verification before you can deposit or withdraw. Warriors take on Titans in Gqeberha in a day/night qualifier, while Ghana and Malawi clash in Accra in a crucial ICC Men's T20 World Cup Africa Sub Regional Qualifier. A source said a total of around 8,400 such websites have been blocked so far, and that the majority (about 4,900 out of 8,400) were blocked after the passage of the Online Gaming Act.

• By using the exclusive Mostbet promo code MBGOAL, new users can unlock a 150% bonus worth up to ₹45,000 plus a ₹250 Free Bet.
• One of BC Game’s standout features is its integration of cryptocurrencies alongside INR and other fiat payment methods, enabling fast, secure, and anonymous transactions via the Lightning Network.
• Their comprehensive sportsbook offers thousands of betting markets on a daily basis, ranging from popular options like football and cricket to niche categories like pickleball and surfing.
• But how do we calculate which betting sites offer the highest betting odds on average?
• The interactive nature of live betting enhances the immersive experience for enthusiasts, encouraging a deeper level of engagement with the sport and its proceedings.
• Fun88 greets new sports enthusiasts with an impressive 388% welcome bonus up to ₹28,000, activated through the Fun88 promo code.
• There are also futures bets where you can bet on markets such as the winner of the Indian Premier League.
• Rishabh was just 19-years-old during the 2019 edition of the Indian Premier League, when he was first introduced to apps on which users pay to create fantasy teams on every match day.
• BiggerZ's exclusive VIP program offers an elevated experience with perks like 24/7 personal hosts and cash bonuses, offering a premium rewards scheme as you level up.
• Although other betting sites will instead prefer to focus on offering competitive odds on cricket betting or sports markets.
• “In such cases, the users do not even approach the police as they are scared of being prosecuted for illegal gambling,” he said.
• From cricket and kabaddi to football and global tournaments like the FIFA World Cup, we’ve covered everything you need to know before placing your bets.
• In particular, you'll find betting options for the World Cup and Asian Games.
• An official stated that around 8,400 such websites have been blocked so far, with the majority, approximately 4,900, taken down after the enactment of the Online Gaming Act.

Which batter has the most runs at the Oval in Test matches?

UPI has become the preferred payment method on many betting sites India players choose. Each bookmaker sets its own odds based on risk assessment and profit margins. That is why online sportsbooks often show slightly different prices for the same match. Some sports betting sites India players compare offer 5–10% better value, so checking multiple betting sites online before placing a bet can increase long-term returns. The rise of fantasy sports underscores the diversification of betting preferences among Indian audiences, reflecting a broader trend towards immersive and participatory forms of entertainment. It’s great to take advantage of a generous welcome bonus to get you started.

• While younger consumers globally are drinking less, Dasgupta said India’s young cohort are not category rejecters.
• All content published in The Sporting News’ betting section is written by authors with years of experience in online and legal sports betting markets.
• Authorities have highlighted risks that users may face inappropriate financial exposure without adequate protections.
• Warriors take on Titans in Gqeberha in a day/night qualifier, while Ghana and Malawi clash in Accra in a crucial ICC Men's T20 World Cup Africa Sub Regional Qualifier.
• There are lots of trusted India-friendly payment methods available for deposits and withdrawals.
• You should always look to claim a welcome bonus when registering with online betting websites.
• Cash out is a great feature and offers a flexible option that means customers are able to close out their wagers before a match has finished.
• Also, you can enter their Loyalty program to get exclusive offers and bonuses.
• Many of the best betting sites in India also offer dedicated mobile platforms.
• The gap probably suggests the market is discounting current pressures but not fully pricing in recovery and structural gains.
• Online betting sites offer many features and tools to make betting easier.
• This allows you to place a bet on the big game even if you are not at home, which creates more opportunities for winning wagers.
• Many betting sites India players compare include additional options that increase flexibility and short term opportunities.

IPL 2026 winner odds & latest betting: Who will win Indian Premier League this season?

What sets Puntit apart from other bookmakers is their innovative approach to betting. Unique features like Lucky Dip give bettors randomised free bets on popular events – a feature that is not currently available on any other betting site. Puntit currently has no mobile app for iOS, but the mobile site is well-optimised for on-the-go betting.

Dafabet is licensed and regulated by the Philippine Amusement and Gaming Corporation (PAGCOR), a respected gaming regulator. BC Game is a highly innovative and unique betting site that has recently opened its doors to Indian bettors. BC Game offers a wide range of betting markets, casino games, and esports betting.

Mobile Betting and Betting Apps

There is the opportunity to legally try cricket betting with Indian sports betting sites. You can bet on the IPL providing it’s with an betting site or betting exchange that accepts Indian punters. Please make sure the cricket betting apps have the correct licensing in place and that you can open an account with an Indian residential address. Beyond the actual welcome bonus, Leon caters well for Indian customers, and that is what also makes it one of the best betting sites.

Daily Puzzles

There are not many banks in India (if any) that accept direct deposits or withdrawals from gambling sites, so most players will need to use a prepaid card or e-wallets to deposit and withdraw money. Other payment methods that Indian players can use include e-wallets such as Neteller, Skrill and PayPal, with further alternatives including AstroPay Card. Despite the existence of these regulations, there is currently no recorded instance of Indian players being prosecuted for participating in online betting activities. It is a multi-award-winning casino with awards such as "Best on Mobile", "Best Casino Operator" and more. In terms of safety and trust, BC Game is legally operated and uses Provably Fair technology to ensure the games are fair. They also take responsible gambling seriously with self-exclusion features, gamble aware messaging and more.

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It’s especially nice to see loyalty rewarded and some bookies will allow customers to get money back if they lost a certain number of bets in a row. If a customer places regular bets with a specific bookmaker within the betting industry, it stands to reason that there should be extra bonuses available. The majority of top Indian betting sites will have a loyalty program, and that means customers can earn points towards rewards that can be cashed in at a later date. A favourite betting site of a lot of bettors looking for great sports coverage, Mostbet has you covered no matter what sport you are looking to bet on. When it comes to choosing from the betting sites at Bookies.com, it depends what you want from an international betting site.

• The app was established in 2012 and licensed in Curacao, and is also known for its wide range of betting markets and user-centric features.
• Dafabet is licensed and regulated by the Philippine Amusement and Gaming Corporation (PAGCOR), a respected gaming regulator.
• Other payment methods that Indian players can use include e-wallets such as Neteller, Skrill and PayPal, with further alternatives including AstroPay Card.
• The platform is easy to access on both Android and iOS through its mobile app, which makes betting on the move hassle-free.
• There is currently no Stake app for either Android and iOS, but the mobile site more than makes up for it due to its Progressive Web App (PWA) capabilities.
• With its legal and licensed operations, user-friendly interface, and extensive range of sports and betting options, Parimatch provides a top-notch betting experience for Indian users.
• Customers will also enjoy the Collections promotion where you can get cards that count towards landing a unique bonus.
• They offer some of the best welcome bonuses for new players with promo codes, along with monthly cashback, free bets, crypto bonuses and special tournament bonuses.

• If you are already a registered user of TheHindu Businessline and logged in, you may continue to engage with our articles.
• His few years of hands-on experience in casino operation and expertise in the iGaming industry help see through the qualities of online gambling sites and create honest reviews.
• We compare which bookmakers provide deeper kabaddi coverage and competitive odds.
• We favor platforms that are fast and responsive allowing you to place live bets without frustrating delays.
• New users can grab a 200% welcome bonus of up to ₹1,00,000 after signing up.
• Of this, product revenue is expected to add ₹100 crore, with the remainder coming from the services segment.
• Some platforms also provide reality checks that show how long you have been logged in.
• There are thousands of sporting events available for you to bet on at any one time, including live betting, with the most popular markets readily available in all sports.
• Advertising such online money games is punishable with imprisonment of up to two years or a fine up to Rs 50 lakh or both.
• While new unauthorized platforms continue emerging, regulatory bodies have sustained consistent enforcement pressure.
• The 4Rabet website supports a wide range of Indian languages, including Hindi, Bengali, Tamil, Telugu, Kannada, Urdu and Marathi.
• But in most cases, we could find 20 markets, including the winner market and the Top 2 and Top 3 places for horse racing events.

All the major sports like football and cricket are covered on GreatWin, as well as Indian favourites such as Kabaddi. Right now new customers who sign up to GreatWin can get a weekly reload bonus of 50% up to ₹40,000. One of the best betting sites in India is the Leon sportsbook, which is a great betting site. One aspect of this betting service that we really like is the fact that you can earn a lot of bonuses as part of the welcome package.

Ultimately, the top betting sites in India are the ones that tick the most boxes, and there are lots of categories where the top betting sites score strongly. Online Indian betting sites regularly run a system of betting promo codes. This means that customers need to enter a specific code when aiming to qualify for a particular offer. The promo code is usually entered at the point of making a deposit, with this then telling the betting site that you want to benefit from this promotion. You will then need to go ahead and fulfil the wagering or deposit requirement before you are able to receive the bonus. GreatWin is a top betting site in India, and has a great worldwide presence, so you know this is an Indian betting site you can trust.

• If you search for your favourite betting site on your phone browser, you'll find that they're adapted to work better on the smaller touch screen.
• As you would expect a slick Indian betting app is available, as are a variety of payment methods, including crypto currencies.
• By targeting a container terminal here, the company isn’t just investing in infrastructure—it’s locking into the future of India’s trade routes.
• It’s absolutely essential for a customer to trust a betting site when they sign up.
• There is no nationwide law that expressly legalises online sports betting, and the legal betting age is generally 18+ (some states apply 21+ for gambling-related activities).
• They can increase your starting balance, but only if you understand the rules.
• However, if you're picking out a site for yourself, the only bar it needs to pass is your personal preference.
• Even the best online betting sites will run into issues every now and then, so it's imperative that they have a solid customer support system in place to pick up the slack.
• The lack of uniformity in regulations across jurisdictions poses challenges for operators and bettors alike, necessitating a nuanced understanding of legal frameworks and compliance requirements.
• MostBet, Rajabets, and BC Game offer strong mobile experiences with fast loading, smooth live betting, and simple navigation.

Popular

By offering integrated contracts spanning ATM replenishment, Brown Label ATMs, software, and remote monitoring, CMS is deeply embedded in bank and retail operations. It handles the physical movement and management of currency across India, and accounts for 61% of the revenue in FY25. A “quarter-final” match was being played “when we got a tip-off and we busted the racket”, said the police officer added. Crowd-noise sound effects were downloaded from the internet and a speaker with a knack for mimicking one of IPL’s real Indian commentators was used to make the tournament appear authentic. Suspicious trades worth billions in S&P 500 and oil futures placed minutes before Trump’s Iran talks announcement have sparked insider trading concerns. The White House denied allegations, even as similar past incidents continue to raise questions around market transparency.

• They offer competitive cricket odds, deep market coverage (like top batsman, most sixes, etc.), and fast updates during live games.
• The best cricket betting sites offer a wide range of cricket betting options, in-play betting on every ball, outright markets on the top tournaments, and hundreds of different markets on big matches.
• Grand Slams generate the highest action, while live betting remains popular throughout the ATP and WTA seasons.
• Cricket is India's favourite sport, so you know that any Indian betting site is going to offer a wide range of Indian betting options.
• The promo code is usually entered at the point of making a deposit, with this then telling the betting site that you want to benefit from this promotion.
• Indeed, there are many two-way markets where customers can bet over or under a specific number of runs being scored.
• Another example of a loophole in the regulation of the betting space is how the apps bypass the ban on advertising of gambling platforms by getting social media influencers to do surrogate promotion.
• All these online betting sites have great betting odds (in our tests), fast withdrawals (usually within 15 minutes) and 24/7 customer support.

This action is part of a broader effort to curb online gaming violations. The government has taken down a significant number of download melbet app platforms, including sports betting sites and digital casinos. There's a first deposit bonus of 100% up to ₹10,000 when you sign up at Rabona.

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• Matthew Glazier, the former Head of Marketing at bet365, is a veteran in the online betting industry and contributes to Bookies.com.
• For those that have a registered bank card, there is the option to save your banking details and link it to your betting account.
• It’s usually the case that you will need to make an initial deposit and place a certain number of bets.
• BateryBet also has a mobile app for both Android and iOS devices, which offers a great mobile betting experience.
• The platform can be part of a balanced leisure budget—but only if you treat it as such from your very first session and keep reviewing your habits over time.
• The legality of sports betting sites remains a grey area until legislation is passed by the Indian government.
• Unlicensed betting operations lack the oversight mechanisms that regulated operators must implement.
• 20Bet will reward customers who deposit regularly through the Forecast offer, where cash prizes are up for grabs.
• This consideration has been instrumental in decisions to block platforms.
• At ₹289 per share, CMS is trading at a price-to-earnings multiple of 14, slightly below its three-year median of 19.
• Once you have registered for a new betting account and have had your account verified, then you can go ahead and make a first deposit.
• It’s also great if new sports betting sites can show further evidence of how a customer’s details are kept secure.
• Additionally, the ancient Public Gambling Act of 1867 remains in effect.
• Another risk-free option is to use no deposit bonuses when joining a new Indian bookmaker.

It accepts INR accounts and caters well to Indian bettors looking for a reliable online sportsbook. Union Minister Ashwini Vaishnaw revealed to the Rajya Sabha that approximately 45 crore people suffered negative impacts from online money games, facing cumulative losses exceeding ₹20,000 crore. Beyond financial damage, authorities discovered that certain gaming platforms facilitated terror financing and illegal messaging operations, compromising national security. Another big favourite in India, kabaddi betting sites are always popular with punters. A welcome package up to ₹40,000 can be landed when you sign up with Megapari.

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All of this and more can help you customise the way you want to bet and keep you coming back for more. Parimatch is a fantastic betting brand that enjoys success the world over. It provides a solid betting site with competitive odds and regular promotional offers. We particularly appreciate the clean design of the website that makes finding the bets you want to place a dream.

Positioning of 1Win in the Indian market

It's targeting annual sales of 12 million semaglutide pens in the first year of launch across all markets, including India. If you choose to use it, do so with clear financial and time boundaries, an honest understanding of the legal grey areas, and a plan for what you will do if gambling stops feeling like entertainment. The platform can be part of a balanced leisure budget—but only if you treat it as such from your very first session and keep reviewing your habits over time. Eight of the 12 betting app users Scroll spoke to said that they made losses more than Rs 50,000 at some point. The Public Gambling Act was actually passed in 1867 and still remains in force.

One of the top highlights of Stake.com is the crypto-friendliness of the platform, supporting top digital currencies like Bitcoin, Ethereum, Tether, and more. Winnings from certain promotions are claimable only in cryptocurrency, thus incentivising bettors to transact using crypto. Withdrawals are rapid, with crypto transactions often completed within minutes. Stake welcomes new users with a 200% bonus worth up to ₹1,20,000 which can be claimed by using the Stake promo code STAKEGL. There is currently no Stake app for either Android and iOS, but the mobile site more than makes up for it due to its Progressive Web App (PWA) capabilities. We'll also break down the legal framework, share a step-by-step sign-up guide, and offer insights on how to choose the perfect app for your needs.

• There is no better time to try out the site either, when there risk free bet available for new customers.
• At the same time the camera operator made sure the entire ground was not shown, beaming close-ups of the players instead.
• At the most basic level, online betting sites have odds calculators and can tell you projected payouts for anything you wager on.
• According to our Puntit betting review, its sportsbook covers what every Indian punter wants and puts extensive efforts into cricket, offering boosted odds on a rich collection of markets.
• Front-loaded costs for new contracts like SBI and ICICI impacted performance.
• Secure payment options, SSL encryption, and strong privacy policies are a must to protect your data and transactions.
• As such, managing your bankroll and sticking to your budget is imperative.
• A “quarter-final” match was being played “when we got a tip-off and we busted the racket”, said the police officer added.
• The government has taken down a significant number of platforms, including sports betting sites and digital casinos.
• Plus, their early cashout feature is great for those looking to lock in profits or minimize losses on tight games.
• Its profile in mainstream betting site reviews shows modest traffic but dedicated local appeal.
• Despite the rising popularity of these GLP-1 drugs in India, the price remains a key deterrent.
• Fans of crash games like Aviator will also find plenty of ongoing offers, including bonuses for making deposits with cryptocurrencies.
• A 100% welcome bonus up to ₹20,000 allows you to get the maximum value out of your first deposit.
• Cricket dominates betting sites India in both pre match and live markets.

Government Blocks 300 Online Betting, Gambling Platforms in Biggest Yet Crackdown

Live betting is available on a 24/7 basis, and the cricket coverage is especially strong. Leagues and matches from all over the world are covered by this respected operator. There’s even a loyalty programme and VIP club that entitles you to further benefits. You can secure a 100% deposit match up to ₹20,000 along with a ₹500 casino bonus to use at the top 10 online casino.

• Some of the new betting sites even embrace social media so that customers can communicate through WhatsApp and there are also Frequently Asked Questions.
• While the website is well-designed and is neat, load times can sometimes be slow.
• Many punters don’t want to simply bet on the team that is going to win a cricket match but actually bet on the total number of runs being scored.
• Many bookmakers offer extra payout on multi bet accumulators or refund one losing selection.
• You might for example select a team to win a specific match or the number of runs that a side or player might score.
• Enforcement specifically targets unlicensed operations providing betting services without adhering to regulatory requirements established under the act.
• Customers will always demand the biggest odds, and they especially like getting price boosts on the most popular selections.
• Among the 8,400 total blocked operations, approximately 4,900 restrictions have been implemented after the Online Gaming Act became operational.
• Shopping around for the best odds on your chosen bet can be useful to boost your profits, while we tell you how good the odds from a bookmaker are in our detailed betting site reviews.
• IPL 2026 kicks off on March 28 with reigning champions Royal Challengers Bengaluru hosting Sunrisers Hyderabad in Bengaluru, should be a cracker of an opener!
• Many betting sites India players use also offer online casino games alongside sports betting.
• Simply place your bets during the week, and cashback will be credited every Monday, with percentages increasing based on your VIP level.
• Instead consider competitive odds for your favourite sports betting options.
• They believe global stocks will replenish post-conflict, potentially limiting gains in Malaysian palm oil and U.S. soyoil prices while supporting domestic oilseed growers.

At the most basic level, online betting sites have odds calculators and can tell you projected payouts for anything you wager on. This makes it easier to place bets and understand where you're putting your money. For more complicated multiples, you can also turn to bet-building tools, which can combine many bets from the same sport, keeping track of odds and profits automatically. Their comprehensive sportsbook offers thousands of betting markets on a daily basis, ranging from popular options like football and cricket to niche categories like pickleball and surfing. They offer competitive cricket odds, deep market coverage (like top batsman, most sixes, etc.), and fast updates during live games. Both apps also offer special IPL promotions, including free bets, cashback, and accumulator boosts.

This allows you to place a bet on the big game even if you are not at home, which creates more opportunities for winning wagers. Betting sites in India reward loyalty in a range of ways, including with cashback deals. This could be a rebate on your losses or a boost to any deposits you make.

This growth is contingent upon extending the total addressable market into regions beyond tier-II cities, increasing retail touchpoints to 200, ,000, and commanding a significant 38-43% market share. The CMS 2030 Blueprint outlines an ambitious trajectory, aiming to achieve service revenues of ₹3,750-3,950 crore at a 12% CAGR from FY26-30. By adopting an inorganic growth strategy, the company envisions scaling its total service revenue to between ₹4,500 and ₹4,750 crore. Retail solutions & currency logistics are expected to grow at around 12%, aided by a rebound in consumption volumes and stabilization in cash usage. Technology & payment solutions are projected to grow at 20%, staying on track to hit ₹400 crores by FY27.